1 /5 blossy callus: I would put 0 stars if possible. I was injured in a road accident and full incolink cover. Tac only pay 80% of wages however Incolink have a trip/journey when traveling to and from work which would see them top up from the 80% to 100%. I tried to apply for this and got declined because it wasn’t my most ‘direct’ route home because I stop and check in on my elderly mother on my home from work. I would not recommended wasting your money with this company, they claim to be there when you need financial support the most but they aren’t! It took me this to realize that aside from the accident I had, I wouldn’t be covered any single day on the way to or from work because if I don’t stop to check on my mother I am either picking my child up from daycare and none of these are the ‘most direct’ route! Complete and utter rubbish.